Apex | Land-Backed Revolving Line of Credit

Your Farmland Equity—Available as a Revolving Line of Credit

Draw capital when you need it via wire, check, or card. Pay interest only on what you use. Repay and draw again—without selling an acre.

7–12%
Typical APR3
$100K–$2M+
Credit lines available1
24 hrs
Funds after draw request1

Joining the waitlist does does NOT impact your credit score.
By joining the waitlist, you consent to receive communications from us regarding our products and services.7 No commitment required.

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NORMAN BORLAUG
06/28

Why a Land-Backed Revolving Line of Credit?

Your Land Works for You

Turn idle farmland equity into an approved credit line—without selling, refinancing a mortgage, or pledging other assets.2

Draw Funds Your Way

Once approved, request a draw and receive funds via bank wire, check, or card access. Capital in hand, not tied up in process.4

Revolving—Draw, Repay, Repeat

Unlike a term loan, your line stays open. Repay principal and your available balance is restored. Use it again next season or next need.3

Simple Application Process

Pre-qualify in under 2 minutes using your Iowa farmland data. No commitment required at any stage.1

How It Works

1

Apply Online

Provide basic information about you and your farmland.

2

Land Valuation

We assess your land's equity to determine your credit limit.1

3

Get Approved

Receive approval and your credit limit within days.1

4

Request a Draw

Choose how you want funds—bank wire, check, or card. Capital typically reaches your account within 24 hours.1

5

Repay and Redraw

Pay interest only on your outstanding balance. As you repay, your available credit is restored—ready when you need it next.

How a Revolving Line of Credit Works

Unlike a one-time term loan, your line stays open. Draw capital when you need it, pay interest only on the outstanding balance, then repay and draw again.

1. Draw What You Need

Request funds via bank wire, check, or card. Capital typically hits your account within 24 hours of an approved draw.1

2. Pay Interest on the Balance

Interest accrues only on what you've drawn—not the full credit limit. Minimum monthly payments (typically interest-only) keep you in good standing.3

3. Repay and Redraw

As you repay principal, your available balance is restored. Use it again next season, next project, or the next time you need it.

Capital for the Moments That Matter

Whether you work the ground or own it from a distance, your land equity can work when you need it—without a sale or a rigid term loan.

Inputs & Operating Costs

Seed, fertilizer, chemicals, and labor—draw at planting, repay at harvest. The line resets for next season.

Equipment & Repairs

Cover a major equipment repair or purchase without liquidating other assets or locking into long equipment-financing terms.

Land Improvements & Tiling

Tile, irrigation, grain storage, or drainage projects that increase yield and land value—funded by the equity you already hold.

Estate & Partnership Settlements

Keep the ground intact when a family buyout or partnership transition creates a cash need. Access liquidity without forcing a sale.

Bridge Financing

Bridge a gap between a land sale close and a reinvestment, refi, or 1031 exchange—without selling prematurely or taking a high-rate bridge loan.

Tax, Legal & Capital Events

Cover a large tax bill, legal cost, or one-time capital outlay using land equity—without disrupting your operating cash or selling acres.

Get Early Access to Your Land-Backed Credit Line

Join the waitlist and be among the first to unlock a revolving line of credit backed by your Iowa farmland—no obligation required.

Join the Waitlist

Joining the waitlist does NOT impact your credit score.
By joining the waitlist, you consent to receive communications from us regarding our products and services.7
No commitment required.

Frequently Asked Questions

Land-backed revolving credit line

Join Waitlist