Terms of Service

Last Revised: November 8, 2024

Overview

These Terms of Service ("Terms") govern your use of Apex Financial’ ("Company," "us," "we") websites, applications, & online services ("Services"). By using the Services, you accept these Terms.

Consent & Additional Agreements

By using our Services, you agree to these Terms & any additional rules, including our Privacy Policy & any terms for specific credit products ("Credit Terms").

Eligibility & Responsibilities

To access our Services, you must be at least 18 & not barred under applicable law. You’re responsible for all activity on your account.

Third-Party Services

Our Services may use third-party providers. Any third-party terms also apply to your use of those services.

Communication Consent

By agreeing to these Terms, you consent to receive communications from us via various methods, including calls, emails, & SMS. Reply "STOP" to SMS to unsubscribe.

Modifications

We may change or discontinue our Services at any time without notice. We’re not liable for any interruptions.

Restricted Activities

• Obey all laws.
• Don’t collect personal info without consent.
• Avoid disruptive, harmful, or illegal behavior.
• No unauthorized advertising or spamming.
• Do not access restricted areas or interfere with the Services.

Disclaimer of Warranties & Limitation of Liability

Our Services are provided "as-is." To the fullest extent permitted by law, we disclaim all warranties & limit liability. We’re not liable for any damages arising from use of our Services.

Indemnification

You agree to indemnify us for any claims arising from your use of our Services in violation of these Terms.

User Accounts & Security

Maintain the security of your username & password. Notify us immediately of any unauthorized use.

Intellectual Property

All content on our Services is owned or licensed by us. Unauthorized use of our content is prohibited.

Dispute Resolution

Any disputes will be resolved through binding arbitration. You waive the right to a jury trial & agree not to participate in class actions.

Other Terms

• Assignment: We may assign our rights under these Terms.
• Integration: These Terms represent the full agreement between you & us.
• Waiver: Failure to enforce any term is not a waiver.
• Severability: Invalid terms will be severed; others remain effective.

For questions, contact us at support@ApexFarmCard.com